Are you a student under 28 looking for a place to live during your studies without a private guarantor ? You can ask for the CLE, an insurance coverage for unpaid rent, a state guarantee managed by CROUS under your name and asked for each tenant. All you need to do is create a personal space on the student life portal PVE and fill in the form to request the CLE. The average cost is 1.5% of your rent, charges included. In exchange, the insurance will guarantee the payment of your rent, with a limit of up to 10 months for a rent capped up to 500 Euros per tenant. If you are in Paris intra-muros, you are allowed up to 700 Euros and 600 Euros for the Ile de France area.
For a couple, the limit goes up by 60%. It will normally take three days to study your file, then you can obtain an electronic copy of the agreement to show to the landlord. The amount will be paid directly to the insurance one time or via an automatic payment each month. If the payment is not made, the owner will receive an immediate warning.
It should be noticed that if the payment is not made by the student, he must refund the amount that is owed meaning it’s like a loan made by the organization. This option is available for furnished or unfurnished properties for individuals or two tenants. Foreign doctoral or post doctoral students who have income can also benefit of this state insurance.
The name of this insurance La Clé has been changed by a new one, VISALE, still valid in 2025. By now, the insurance is FREE for people up to 30 and the amount guaranteed is 800 Euros by month by person charges included for Paris and Ile de France.